Believe it or not, the IRS will allow you to transform your traditional IRA by converting it to a Roth IRA. There are restrictions in place (in 2009) that keep most people who make more than $100,000 from taking advantage of the Roth IRA conversion, but in 2010, these restrictions are lifted and all are welcome to convert.
Archive for the ‘Roth’ Category
Converting to Roth: A Religious Experience
Posted in Retirement Account, Roth, tagged Investing, IRA, Roth on December 1, 2009 | Leave a Comment »
Rules of the Road for Roth
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 2 Comments »
There are certain hurdles that you must clear in order for your distributions to be considered “qualified”, and thus tax-free, by the IRS. These rules are a bit different for Roth IRA accounts than for Roth 401k and Roth 403b accounts.
Is a Roth Account Right for You?
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 1 Comment »
Obviously, everyone’s situation is different and most people won’t choose to dive headlong into a 100% Roth retirement strategy in order to avoid taxes at retirement, but for most people, investing in a Roth account just makes sense.
Your Roth Account Options
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 1 Comment »
In addition to Roth IRA accounts, you may also be eligible to contribute to a Roth 401k or Roth 403b account through your employer.
The Benefits of Roth
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 1 Comment »
Stated simply, if you invest money in a Roth account, you can withdraw 100% of the amount you invest and all of the earnings associated with that investment tax-free.
An Introduction to Your Roth Options
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | Leave a Comment »
Would you like to retire without paying taxes? Who wouldn’t? But would you like to do it legally? If so, you have three options.