Government debt. It’s not a Republican problem and it’s not a Democratic problem. It’s an American problem. And there’s plenty of blame to go around.
Archive for November, 2009
America Needs a Debt Diet
Posted in Debt, Economy, tagged America, Debt, Economy on November 23, 2009 | Leave a Comment »
Don’t Even Think of Taking a Loan from Your IRA
Posted in Debt, Retirement Account, tagged 401k, 403b, Debt, IRA, Loan on November 20, 2009 | Leave a Comment »
Are you thinking of taking a loan from your IRA? Think again.
Repaying Your Retirement Plan Loan
Posted in Debt, Retirement Account, tagged 401k, 403b, Debt, Loan on November 20, 2009 | Leave a Comment »
Is it a good idea to take a loan from your 401(k)? In my opinion, it is usually not an ideal source from which to borrow money. Repayment of a retirement plan loan must, in most cases, be repaid in full within 5 years and must be paid in substantially equal payments representing principal and interest at least quarterly.
The Dangers of Borrowing from Your Retirement Account
Posted in Debt, Retirement Account, tagged 401k, 403b, Debt, Loan on November 20, 2009 | 1 Comment »
Is it a good idea to take a loan from your 401(k)? In my opinion, it is usually not an ideal source from which to borrow money.
Limits on Borrowing from Your Retirement Account
Posted in Debt, Retirement Account, tagged 401k, 403b, Debt, Loan on November 20, 2009 | Leave a Comment »
Is it a good idea to take a loan from your 401(k)? In my opinion, it is usually not an ideal source from which to borrow money. If a retirement plan does offer loans, it is up to the plan to provide a limit on the amount that can be borrowed. Most plans that offer loans, however, simply apply the maximum limits as defined by the IRS.
Understanding China’s Involvement in America’s Economy
Posted in Debt, Economy, tagged America, China, Debt, Economy on November 18, 2009 | 1 Comment »
Reporter Robert Krulwich of ABC News takes an insightful and easy-to-understand look at China’s “ownership” of U.S. debt and why the country is hesitant to collect on that debt.
Rules of the Road for Roth
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 2 Comments »
There are certain hurdles that you must clear in order for your distributions to be considered “qualified”, and thus tax-free, by the IRS. These rules are a bit different for Roth IRA accounts than for Roth 401k and Roth 403b accounts.
Is a Roth Account Right for You?
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 1 Comment »
Obviously, everyone’s situation is different and most people won’t choose to dive headlong into a 100% Roth retirement strategy in order to avoid taxes at retirement, but for most people, investing in a Roth account just makes sense.
Your Roth Account Options
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 1 Comment »
In addition to Roth IRA accounts, you may also be eligible to contribute to a Roth 401k or Roth 403b account through your employer.
The Benefits of Roth
Posted in Roth, tagged 401k, 403b, Investing, IRA, Roth, Stock Market on November 18, 2009 | 1 Comment »
Stated simply, if you invest money in a Roth account, you can withdraw 100% of the amount you invest and all of the earnings associated with that investment tax-free.
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